The Black Woman WORTH FORMULA™: Reclaiming the Financial Value of Your Brilliance
For generations, Black women have been the backbone of families, communities, churches, movements, and entire industries. We lead. We carry. We build. We hold it down—with grace, resilience, and brilliance that often goes unacknowledged and unpaid.
And yet, far too often, we undercharge, overdeliver, or settle for compensation that doesn’t even scratch the surface of our true value.
Why? Because we were never taught to calculate our worth.
But that ends today.
I created the Black Woman WORTH FORMULA™ to help us translate our labor, skills, resilience, and impact into a tangible financial value.
Because your value isn’t random. It’s measurable.
This formula isn’t about identity politics. Your worth as a human is infinite. This is about economic self-awareness.
It’s about reclaiming the compensation, confidence, and clarity we deserve.
📈 The WORTH FORMULA™
Financial Worth = (E + S + R + I + C) × V
Where each letter represents a quantifiable part of your power:
E = Expertise Value
S = Skill Premium
R = Resilience Multiplier
I = Impact Factor
C = Care & Invisible Labor Value
V = Value Amplifier
Let’s break it all the way down—and I’ll show you why each piece matters.
✨ E = Expertise Value
Every year you’ve worked, led, studied, built, or mastered something? That’s economic value. Not just "experience" on a resume.
Formula: Years of Experience × $3,000
Why $3,000? Because in consulting, coaching, and executive roles, that's a baseline multiplier for intellectual capital.
You’re not just experienced. You’re seasoned. That matters.
✨ S = Skill Premium
What are the top 5 things people always come to you for? Are you the strategist? The organizer? The fixer? The visionary?
Formula: # of High-Impact Skills × $2,000
Why $2,000? Because those skills generate solutions, income, and transformation—and should be priced accordingly.
If they depend on you for it, it’s worth something.
✨ R = Resilience Multiplier
Black women are often expected to be superheroes. We survive layoffs, bias, grief, burnout, reinvention, caregiving, and microaggressions—and we still deliver.
Formula: Life Challenges Overcome × $5,000
Why $5,000? Because resilience is leadership. It's the emotional and mental currency that keeps teams, families, and communities going.
We need to start monetizing the strength we've been giving away for free.
✨ I = Impact Factor
You’ve helped people launch, grow, heal, get hired, stay sane, or feel seen. That’s not soft. That’s impact.
Formula:
$500 per person transformed
$2,500 per group or team influenced
Why? Because impact has ROI. If someone’s life or business improved because of you, there should be a measurable acknowledgment.
✨ C = Care & Invisible Labor Value
This is where most Black women lose economic power. We give and give in roles that never pay us back:
Emotional support
Mentorship
Community leadership
Family management
Formula: Months of Invisible Labor × $1,500
Why $1,500/month? Because studies show Black women carry disproportionate unpaid labor, yet rarely claim its economic value.
Unpaid doesn’t mean unimportant. This part of the formula ensures you see it and name it.
✨ V = Value Amplifier (1.3–2.0)
This is your multiplier. Your brilliance. Your voice. Your legacy.
Are you a creative? A healer? A community leader? A culture shifter?
Most Black women fall between 1.5 and 1.9.
You choose what reflects your power.
This factor recognizes:
Emotional intelligence
Cultural contribution
Spiritual resilience
Visionary leadership
Innovation
💪 Example Calculation
A Black woman with:
12 years of experience = $36,000
5 high-impact skills = $10,000
4 resilience milestones = $20,000
25 people impacted = $12,500
8 months invisible labor = $12,000
Value Amplifier = 1.7
Step 1: Add components
36,000 + 10,000 + 20,000 + 12,500 + 12,000 = $90,500
Step 2: Apply Amplifier
$90,500 × 1.7 = $153,850
Her Worth Formula Value = $153,850
That becomes her baseline, not her ceiling.
🔍 Why This Formula Matters
Because we've been conditioned to:
Take pride in struggle
Give more than we get
Wait for permission to charge what we deserve
This formula disrupts that.
It helps us speak the language of value. It gives us tools to advocate for ourselves. It shows us that "more than enough" isn't just a dream—it's a starting point.
🌟 Final Words from Coach D
Your value is not a mystery. Your power is not a secret. Your brilliance is not negotiable.
Use the WORTH FORMULA™ to calculate your number. Then write it down. Name it. Own it.
Whether you're setting your rate, negotiating your salary, or starting a business—this is your mirror. This is your boundary. This is your liberation math.
📌 Ready to Claim It?
Download the WORTH FORMULA™ Worksheet or use our calculator to put your numbers in.
You’ll never look at your worth the same way again.
